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Keep Fit℠
- Keep Fit is a PPO with a separate inpatient and outpatient deductible, which means your monthly premium stays low, and your out-of-pocket costs could be higher if you use health care often.
- With Keep Fit, if you lead a healthy lifestyle, you could earn a lower deductible with a feature called diminishing deductible.
- If you're active, you can worry less. Keep Fit includes an accidental injury deductible waiver, so both of your deductibles are waived if you're accidentally injured and go to the emergency room.
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Benefit summary
Qualifications
Individuals (one-person plans) and families (two or more people) qualify for Keep Fit; however, all people covered by Keep Fit must be under 65 years old. (Please see Medicare plans if you’re over 65 or are eligible for Medicare.)
Plan structure
| Plan type | PPO |
|---|---|
| Eligibility | Individuals and families under 65 years old |
| Coinsurance | You pay 30% in-network, 50% out-of-network costs |
| Flat copayments | $40 office visits, $75 urgent care visits, $250 ER visits |
| Included coverage |
|
| Unique benefits | Diminishing deductible, accidental injury deductible waiver |
Plan options
There are five options for families or individuals to choose from, and when you're looking at pricing, it's good to keep this in mind: your deductible affects how high your premium will be and what kind of benefits you'll receive.
| Deductible | Out-of-pocket maximum | Monthly rate |
| For individuals: | Starts at $43.95 |
||
|---|---|---|---|
| Plan 1500 | $1,500 | $5,000 | |
| Plan 2500 | $2,500 | $6,000 | |
| Plan 5000 | $5,000 | $8,500 | |
| Plan 7500 | $7,500 | $11,000 | |
| Plan 10000 | $10,000 | $13,500 | |
| For families: | |||
| Plan 3000 | $3,000 | $10,000 | |
| Plan 5000 | $5,000 | $12,000 | |
| Plan 10000 | $10,000 | $17,000 | |
| Plan 15000 | $15,000 | $22,000 | |
| Plan 20000 | $20,000 | $27,000 |
Learn more about this plan
Download benefit details for Keep Fit
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